Cost of Fertility Treatment
Here’s a web-ready version for the CIS site, with no changes to any prices or figures – just structured and worded for the website.
Monash IVF Fees (Victoria) —
Effective 1 July 2024
Many CIS patients undergo IVF treatment with Monash IVF. The fee information below is taken from Monash IVF’s published schedule (effective 1 July 2024) and is provided as a general guide only to help you plan.
Costs will vary depending on:
- Your Medicare eligibility
- Whether you have reached the Medicare Safety Net
- Your level of private hospital cover
For an exact quote based on your circumstances, please contact Monash IVF directly. These figures are estimates only and are intended to give you a realistic idea of expected costs.
1. IVF Cycles
IVF Cycle Fees (with valid hospital cover)
| Treatment | Full Upfront Payment | Estimated Out-of-Pocket* |
|---|---|---|
| IVF Standard (including fresh embryo transfer in hospital) | $11,692.00 | $6,197.85 |
| Subsequent IVF cycle in same calendar year* | $11,692.00 | $5,499.90 |
| IVF with ICSI (including fresh embryo transfer in hospital) | $12,862.00 | $6,830.80 |
| Subsequent ICSI cycle in same calendar year* | $12,862.00 | $6,132.85 |
*Assumes you have reached the Medicare Safety Net threshold and have valid hospital cover at the appropriate level.
*“Subsequent cycle” refers to another IVF cycle commenced within the same calendar year.
Additional IVF Cycle Fees (if you do not have valid Private Hospital Cover)
Monash IVF notes that without valid private hospital cover, the following additional hospital/theatre fees are payable for your IVF cycle:
| Additional Procedure | Full Upfront Payment | Estimated Out-of-Pocket* |
|---|---|---|
| Egg Collection (hospital/theatre component) | $765.00 | $462.15 |
| Embryo Transfer in Hospital | $221.00 | $126.00 |
If you are uninsured, your IVF cycle estimate may increase by approximately $588–$986 out-of-pocket, depending on rebates and Safety Net status.
2. Other Treatment Cycles
| Treatment | Full Upfront Payment | Estimated Out-of-Pocket* |
|---|---|---|
| Ovulation Induction / Timed Intercourse | $716.00 | $716.00 |
| IUI – Artificial Insemination | $2,397.00 | $1,717.80 |
| Frozen Embryo Transfer (FET) | $4,581.00 | $2,823.60 |
*Out-of-pocket figures depend on Medicare eligibility and Safety Net status.
3. Egg Freezing Cycles
| Treatment | Full Upfront Payment | Estimated Out-of-Pocket* |
|---|---|---|
| Medical Egg Freeze | $9,692.00 | $4,197.85 |
| Subsequent medical egg freeze cycle in same calendar year* | $9,692.00 | $3,499.90 |
| Elective Egg Freeze | $5,000.00 | $5,000.00 |
*“Subsequent cycle” refers to another egg freeze cycle commenced within the same calendar year.
4. Genetic Testing Fees (PGT)
PGT Biopsy Fees (per cycle)
| Test Type | Method | Biopsy Fee (per cycle) |
|---|---|---|
| PGT-A | Embryo screen | $593.00 |
| PGT-M | Karyomapping | $593.00 |
| PGT-SR | Embryo screen | $593.00 |
PGT-M / PGT-SR Medicare Rebates (where applicable)
| Item | Medicare Rebate |
|---|---|
| Biopsy fee | $107.05 |
| One embryo tested | $539.75 |
| Two embryos tested | $1,167.60 |
| Three or more embryos tested (capped) | $1,802.60 |
Medicare rebates for PGT-M/PGT-SR are not always available; eligibility is confirmed by your fertility specialist.
5. How This Compares to Dr Nick Lolatgis Adjuvant / Immunotherapy Costs
Some patients proceed with immune or adjuvant therapies before embryo transfer, alongside IVF, and/or through early pregnancy when clinically indicated. These services are separate to Monash IVF cycle fees.
Dr Nick Lolatgis — Adjuvant / Immunotherapy Pathway (Typical)
| Therapy / Support | Typical Cost | Timing / Frequency |
|---|---|---|
| LMIT | $1,500 per treatment | 2 treatments prior to embryo transfer + 3 treatments during first trimester |
| Intralipid Infusion (20%) | $350–$400 per infusion | 1 infusion prior to transfer, then fortnightly infusions from positive pregnancy to approx. 14 weeks gestation |
| IVIG (if prescribed) | $970 per 10 g | Dose commonly 20–40 g per infusion if clinically indicated |
| Humira 40 mg | ~$500 total | 2 injections during the transfer cycle |
| Adjuvant prescription medications to 14 weeks | ~$700–$1,500 total | LOLA Protocol + progesterone support continued to ~14 weeks |
| Pregnancy monitoring to 14 weeks | ~$900–$1,500 total | Includes early viability scan, NIPT, and 12–14 week obstetric ultrasound |
Estimated Adjuvant Pathway Totals
- Without IVIG: approx. $9,500–$11,000 (LMIT + Intralipid + Humira + medications + scans)
- With IVIG: approx. $12,000–$16,000+(dose/frequency dependent)
Simple Cost Takeaway for Patients
To put these figures in perspective:
- One IVF Standard cycle (Monash IVF OOP estimate): ~$6,200
- One IVF with ICSI cycle (Monash IVF OOP estimate): ~$6,800
- If uninsured, add approx. $462–$588 out-of-pocket for egg collection + transfer
- A comprehensive immune / adjuvant pathway (no IVIG): ~$9,500–$11,000
- Two IVF cycles: often $12,000–$14,000+ out-of-pocket
Important information about fees
The fee figures on this page are estimates only and are based on information provided by external providers (such as Monash IVF and The Infusion Centre) as at the time of publication. Fees, rebates and out-of-pocket costs can change at any time and may vary depending on your individual circumstances, Medicare eligibility, Safety Net status and level of private health insurance.
This information is provided to help you understand the difference between core IVF costs and supportive immune/adjuvant care that may be advised in specific fertility or miscarriage scenarios. It does not constitute a formal quote, medical advice, or financial advice.
Patients should always confirm current fees and rebates directly with the relevant provider (e.g. IVF clinic, hospital, pharmacy, Medicare, private health insurer) and discuss their individual treatment plan and costs with their treating specialist.